This page explains how Value of the Pound decides what to publish, where our information comes from, and what happens when we get something wrong.
How we choose topics
The articles on credit and borrowing look to answer the real questions asked by consumers across the UK, and to cover off the key changes to the rules and regulation that affect them, whether that be new student loan repayment thresholds or changes to the way that credit files work. We aim to cover each issue thoroughly and only once.
Our sourcing standard
We link factual claims about laws, rates, thresholds and statistics to the organisation that published them: government departments, regulators, official statistics providers, courts and tribunals, and peer-reviewed studies. We do not make up quotes, case studies, credentials or first-hand experience. Examples that are illustrative rather than real cases are stated as such within the article.
Pen names and advice
Our writers use pen names, and their author pages describe the topics they cover. Nothing on this site is personal financial advice. Articles explain how things generally work, and your own circumstances may change the answer.
Corrections and updates
If we get something wrong, we aim to correct it promptly. Where a correction changes the meaning of an article, we add a note at the end saying what changed. Articles on fast-moving subjects, such as student loan figures, are reviewed when the official numbers change.
Contact
If you think something on this site is wrong or out of date, please tell us by leaving a comment on the article concerned. Comments are read by the editor before they are published.